How to Tell If You Are Ready to Retire (Quoted in US News & World Report)

It can be difficult to know if you are truly ready to walk away from the steady paychecks a job provides. Most people’s finances would be improved by another year spent in the workforce, but you also don’t want to work for so long that you don’t have time to enjoy the things you want to do in retirement. Here’s how to tell if you are ready to leave the working world behind. By Emily Brandon of US News & World Report
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Why You’re Paying Too Much in Fees (MoneyBeat – WSJ)

The typical adviser charges absurdly high fees to manage your money, often with mediocre results—but next to nothing to provide financial-planning expertise, which can be hugely valuable.

According to survey data gathered from more than 7,000 advisers by Cerulli Associates, a financial-research firm in Boston, 79% of advisers’ compensation comes from asset-based fees—which may bear little relationship to the services the clients use. (by Jason Zweig at WSJ.com) [More]