{"id":613,"date":"2022-02-09T09:16:40","date_gmt":"2022-02-09T15:16:40","guid":{"rendered":"https:\/\/paddenfinancial.com\/?p=613"},"modified":"2022-02-09T09:24:47","modified_gmt":"2022-02-09T15:24:47","slug":"wsj-inflation-protection-i-bonds","status":"publish","type":"post","link":"https:\/\/paddenfinancial.com\/wsj-inflation-protection-i-bonds\/","title":{"rendered":"Quoted in WSJ: Maximize Protection from Inflation with I Savings Bonds"},"content":{"rendered":"<p><em><a href=\"https:\/\/paddenfinancial.com\/wp-content\/uploads\/2022\/02\/padden-wsj-ibonds-feb6-2022.pdf\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-622 size-medium\" src=\"https:\/\/paddenfinancial.com\/wp-content\/uploads\/2022\/02\/wsjimage1-300x198.jpg\" alt=\"Wall Street Journal\" width=\"300\" height=\"198\" srcset=\"https:\/\/paddenfinancial.com\/wp-content\/uploads\/2022\/02\/wsjimage1-300x198.jpg 300w, https:\/\/paddenfinancial.com\/wp-content\/uploads\/2022\/02\/wsjimage1.jpg 536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>The Wall Street Journal<\/em> recently highlighted an often-overlooked low-risk investment that&#8217;s getting more attention with the current increase in inflation: the Series I savings bond, also known as inflation or I bonds. Sheila weighed in on this strategy, offering advice on how to maximize your I\u00a0 bond benefit:<\/p>\n<blockquote><p>\u201cI bonds are meant to be savings tools,\u201d says Sheila Padden, a certified financial planner and CEO of Padden Financial Planning LLC in Chicago. \u201cThey fill a gap in a portion of one\u2019s fixed-income portfolio. They are great for emergency funds and are also good for retirees or near-retirees as a bond ladder to supplement guaranteed income.\u201d<\/p>\n<p>To maximize I bondholdings, Ms. Padden advises her clients to open multiple accounts on TreasuryDirect. As she explains, \u201cA couple can open an individual account for each spouse, an account for an LLC or S Corp. if they own a business, and an account for a revocable living trust. That brings the total to $40,000\u201d a year, she says. \u201cThose holdings can be increased to $45,000 if a couple filing jointly buys another $5,000 of I bonds with their IRS income tax refund in 2022.\u201d<\/p><\/blockquote>\n<p>The print edition of the WSJ also featured this article, but <strong><a href=\"https:\/\/paddenfinancial.com\/wp-content\/uploads\/2022\/02\/padden-wsj-ibonds-feb6-2022.pdf\" target=\"_blank\" rel=\"noopener\">an extended version is available here (PDF)<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Wall Street Journal recently highlighted an often-overlooked low-risk investment that&#8217;s getting more attention with the current increase in inflation: the Series I savings bond, also known as inflation or I bonds. Sheila weighed in on this strategy, offering advice on how to maximize your I\u00a0 bond benefit. <a href=\"https:\/\/paddenfinancial.com\/wsj-inflation-protection-i-bonds\/\" rel=\"nofollow\">[More]<\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[76,77,22],"_links":{"self":[{"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/posts\/613"}],"collection":[{"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/comments?post=613"}],"version-history":[{"count":9,"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/posts\/613\/revisions"}],"predecessor-version":[{"id":625,"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/posts\/613\/revisions\/625"}],"wp:attachment":[{"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/media?parent=613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/categories?post=613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paddenfinancial.com\/wp-json\/wp\/v2\/tags?post=613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}